Recientemente el 30\u00b0 Juzgado Civil de Santiago fall\u00f3 en contra de ODECU en la demanda que la organizaci\u00f3n interpuso en contra de la AFP Habitat en 2013 por modificar unilateralmente los contratos de \u201cCuenta de Ahorro Voluntario\u201d de miles de afiliados.<\/p>\n
ODECU anunci\u00f3 que apelar\u00e1 a este fallo de primera instancia, dado que- entre otras argumentaciones (detalladas en la causa Rol. 16.923 \u2013 2013)- el consentimiento no se produce por el mero env\u00edo al consumidor de la comunicaci\u00f3n que le informa el monto de la comisi\u00f3n, sino que requiere del expreso consentimiento del cliente, lo cual est\u00e1 estipulado en el art\u00edculo 16 de la Ley de Protecci\u00f3n al Consumidor.<\/p>\n
La acci\u00f3n presentada acusa a la administradora de fondos de realizar cobros no consentidos de comisiones a los afiliados de su Cuenta de Ahorro Voluntario, o Cuenta 2, siendo que \u00e9sta era sin costo inicialmente, excepto que el ahorrante retirara total o parcialmente los dineros antes de su jubilaci\u00f3n.<\/p>\n
Es por esto que la demanda exige, entre otras cosas, que se restituya a los afiliados lo indebidamente cobrado, se condene al pago de la multa m\u00e1xima y se indemnice a todos los afectados.<\/p>\n
Seg\u00fan estipula la acci\u00f3n legal, resultaron afectados todos los clientes que manten\u00edan Cuentas de Ahorro Voluntario con AFP H\u00e1bitat antes de enero de 2009, fecha en la que la empresa modific\u00f3 el contrato de adhesi\u00f3n de los afiliados a dicha cuenta, incorporando una cl\u00e1usula que obligaba a \u00e9stos a pagar. Desde entonces, la AFP habr\u00eda descontado comisiones por m\u00e1s de 1.430 millones de pesos anuales.<\/p>\n","protected":false},"excerpt":{"rendered":"
Recientemente el 30\u00b0 Juzgado Civil de Santiago fall\u00f3 en contra de ODECU en la demanda que la organizaci\u00f3n interpuso en contra de la AFP Habitat en 2013 por modificar unilateralmente los contratos de \u201cCuenta de Ahorro Voluntario\u201d de miles de afiliados.<\/p>\n","protected":false},"author":6,"featured_media":544,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[36,10],"tags":[],"class_list":["post-3120","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destacados","category-noticias-odecu"],"_links":{"self":[{"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/posts\/3120","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/comments?post=3120"}],"version-history":[{"count":0,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/posts\/3120\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/media\/544"}],"wp:attachment":[{"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/media?parent=3120"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/categories?post=3120"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/tags?post=3120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}