{"id":4013,"date":"2019-05-17T14:00:04","date_gmt":"2019-05-17T18:00:04","guid":{"rendered":"https:\/\/odecu.cl\/v2\/stefan-larenas-presidente-odecu-el-proyecto-debe-reafirmar-que-la-principal-responsabilidad-de-la-custodia-del-dinero-es-del-emisor-de-la-tarjeta\/"},"modified":"2019-05-17T14:00:04","modified_gmt":"2019-05-17T18:00:04","slug":"stefan-larenas-presidente-odecu-el-proyecto-debe-reafirmar-que-la-principal-responsabilidad-de-la-custodia-del-dinero-es-del-emisor-de-la-tarjeta","status":"publish","type":"post","link":"https:\/\/odecu.cl\/ticketera\/stefan-larenas-presidente-odecu-el-proyecto-debe-reafirmar-que-la-principal-responsabilidad-de-la-custodia-del-dinero-es-del-emisor-de-la-tarjeta\/","title":{"rendered":"Presidente ODECU: \u201cEl proyecto debe reafirmar que la principal responsabilidad de la custodia del dinero es del emisor de la tarjeta\u201d"},"content":{"rendered":"<p><strong>Esto luego de las declaraciones de parte de los representantes de bancos y retail bancario respecto a la responsabilidad de usuarios ante posibles fraudes y la creaci\u00f3n de un deducible como se estila en la Uni\u00f3n Europea y Estados Unidos.<\/strong><!--more--><\/p>\n<p>Con contrariedades al actual proyecto de fraude de tarjetas se manifestaron el pasado 15 de mayo los representantes de Bancos y Retail ante la Comisi\u00f3n de Econom\u00eda del Senado, aludiendo la responsabilidad de las y los usuarios ante posibles fraudes y la falta de incentivos a la prevenci\u00f3n de la actual iniciativa.<\/p>\n<p>Seg\u00fan consigna el Diario Financiero, parte de las declaraciones de los representantes han estribado en que las plenas responsabilidades del ente emisor por posibles delitos bancarios provocar\u00eda una falta de cuidado por parte de consumidores, aumentando el riesgo de los organismos bancarios.<\/p>\n<p>Ante esta situaci\u00f3n, Stefan Larenas Riob\u00f3, Presidente de la Organizaci\u00f3n de Consumidores y Usuarios, ODECU, ha manifestado su contrariedad con dichas declaraciones, aludiendo a que \u201csi bien es cierto que el consumidor tiene un deber de diligencia en la protecci\u00f3n de sus claves y de sus tarjetas, el proyecto debe reafirmar que la principal responsabilidad de la custodia del dinero, es del emisor de la tarjeta. En este sentido, la propuesta de cobrar un deducible a las personas es absolutamente perjudicial para el tarjetahabiente\u201d<\/p>\n<p>Dichas declaraciones se enmarcan en las <strong><a href=\\\"https:\/\/odecu.cl\/ticketera\/v2\/wp-content\/uploads\/2025\/10\/WhatsApp-Image-2025-10-02-at-20.21.26.jpeg2018\/11\/28\/stefan-larenas-expone-ante-la-comision-de-economia-de-la-camara-de-diputados\/\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">acciones ya comenzadas por parte del Presidente de ODECU ante la comisi\u00f3n de Econom\u00eda de la C\u00e1mara de Diputados en noviembre del a\u00f1o pasado<\/a><\/strong>, donde present\u00f3 la posici\u00f3n de la organizaci\u00f3n.<\/p>\n<p><strong><a href=\\\"https:\/\/odecu.cl\/ticketera\/v2\/wp-content\/uploads\/2025\/10\/WhatsApp-Image-2025-10-02-at-20.21.26.jpegwp-content\/uploads\/2018\/11\/PPT_SLR_27-11-18.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Ver la presentaci\u00f3n aqu\u00ed<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Esto luego de las declaraciones de parte de los representantes de bancos y retail bancario respecto a la responsabilidad de usuarios ante posibles fraudes y la creaci\u00f3n de un deducible como se estila en la Uni\u00f3n Europea y Estados Unidos.<\/p>\n","protected":false},"author":6,"featured_media":4014,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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