{"id":4089,"date":"2019-07-08T12:40:05","date_gmt":"2019-07-08T16:40:05","guid":{"rendered":"https:\/\/odecu.cl\/v2\/seguros-de-automoviles-proteja-su-vehiculo-y-su-bolsillo\/"},"modified":"2019-07-08T12:40:05","modified_gmt":"2019-07-08T16:40:05","slug":"seguros-de-automoviles-proteja-su-vehiculo-y-su-bolsillo","status":"publish","type":"post","link":"https:\/\/odecu.cl\/ticketera\/seguros-de-automoviles-proteja-su-vehiculo-y-su-bolsillo\/","title":{"rendered":"Seguros de Autom\u00f3viles: Proteja su veh\u00edculo y su bolsillo"},"content":{"rendered":"<p><strong>Pese a los importantes avances que ha dado la autoridad respecto a la regulaci\u00f3n en materia de seguros automotrices, a\u00fan quedan situaciones pendientes, como la tardanza en la reparaci\u00f3n de los veh\u00edculos, y los servicios de apoyo frente a un siniestro.<\/strong><!--more--><\/p>\n<p>Cuando se tiene un veh\u00edculo, un eventual siniestro, y el seguro para solucionarlo, est\u00e1n entre las principales preocupaciones de los usuarios.<\/p>\n<p>Sin embargo, al momento de contratar un seguro, no siempre es f\u00e1cil encontrar la alternativa adecuada a su perfil. Es en ese sentido, que una serie de instituciones se han manifestado en lo que considera un tema de vital importancia.<\/p>\n<p>Una de ellas, la Comisi\u00f3n de Mercado Financiero (CMF), que a trav\u00e9s de una plataforma en su p\u00e1gina web (<strong><a href=\\\"http:\/\/www.cmfchile.cl\/institucional\/estadisticas\/menu_rvm.php\\\">http:\/\/www.cmfchile.cl\/institucional\/estadisticas\/menu_rvm.php<\/a><\/strong>), ayuda al consumidor a realizar una compra informada, referida principalmente a los tiempos de demora en la reparaci\u00f3n del veh\u00edculo.<\/p>\n<p>Igualmente, dicha plataforma, a pesar de su utilidad, todav\u00eda es insuficiente cuando se trata de mostrar c\u00f3mo la aseguradora se hace cargo de los diversos inconvenientes que tienen los usuarios cuando se produce un siniestro.<\/p>\n<p>La Organizaci\u00f3n de Consumidores y Usuarios, ODECU, ha hado relevancia al tema seguros automotrices desde 2014, preocup\u00e1ndose de entregar una informaci\u00f3n que contemple todo lo relacionado con la atenci\u00f3n al asegurado que deben entregar las compa\u00f1\u00edas.<\/p>\n<p>Entre los temas que siguen siendo un problema para los automovilistas, est\u00e1 la demora promedio de m\u00e1s de 40 d\u00edas para reparar un veh\u00edculo. Tambi\u00e9n el estado de indefensi\u00f3n en el que queda un asegurado, cuando sufre un incidente en la carretera, y nadie se hace cargo de su alojamiento, traslado y del veh\u00edculo sustituto.<\/p>\n<ul>\n<li>Para conocer las recomendaciones realizadas por ODECU, desde 2014, <strong><a href=\\\"https:\/\/odecu.cl\/ticketera\/v2\/wp-content\/uploads\/2025\/10\/WhatsApp-Image-2025-10-02-at-20.21.26.jpegwp-content\/uploads\/2019\/07\/DD-Chile_ES.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">ingrese aqu\u00ed<\/a><\/strong>.<\/li>\n<\/ul>\n<ul>\n<li>Para conocer la entrevista realizada por Stefan Larenas, Presidente de ODECU, a 24 horas, respecto a la demora promedio de 40 d\u00edas en reparar un auto, <strong><a href=\\\"https:\/\/www.24horas.cl\/videos\/entrevistas24\/odecu-aseguradoras-se-demoran-en-promedio-40-dias-en-reparar-un-auto-3410103\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">ingrese aqu\u00ed<\/a><\/strong>.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pese a los importantes avances que ha dado la autoridad respecto a la regulaci\u00f3n en materia de seguros automotrices, a\u00fan quedan situaciones pendientes, como la tardanza en la reparaci\u00f3n de los veh\u00edculos, y los servicios de apoyo frente a un siniestro.<\/p>\n","protected":false},"author":6,"featured_media":4090,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[36,10],"tags":[],"class_list":["post-4089","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destacados","category-noticias-odecu"],"_links":{"self":[{"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/posts\/4089","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/comments?post=4089"}],"version-history":[{"count":0,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/posts\/4089\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/media\/4090"}],"wp:attachment":[{"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/media?parent=4089"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/categories?post=4089"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/tags?post=4089"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}