{"id":7581,"date":"2022-03-25T16:14:36","date_gmt":"2022-03-25T19:14:36","guid":{"rendered":"https:\/\/odecu.cl\/v2\/posicion-de-odecu-de-consulta-ciudadana-sobre-el-reglamento-sobre-analisis-de-solvencia-economica-e-informacion-a-los-consumidores\/"},"modified":"2022-03-25T16:14:36","modified_gmt":"2022-03-25T19:14:36","slug":"posicion-de-odecu-de-consulta-ciudadana-sobre-el-reglamento-sobre-analisis-de-solvencia-economica-e-informacion-a-los-consumidores","status":"publish","type":"post","link":"https:\/\/odecu.cl\/ticketera\/posicion-de-odecu-de-consulta-ciudadana-sobre-el-reglamento-sobre-analisis-de-solvencia-economica-e-informacion-a-los-consumidores\/","title":{"rendered":"Posici\u00f3n de ODECU de consulta ciudadana sobre el Reglamento Sobre An\u00e1lisis de Solvencia Econ\u00f3mica e Informaci\u00f3n a los Consumidores"},"content":{"rendered":"<p>Entre el 2 y el 22 de febrero de 2022, el Ministerio de Econom\u00eda realiz\u00f3 una consulta ciudadana sobre el Reglamento Sobre An\u00e1lisis de Solvencia Econ\u00f3mica e Informaci\u00f3n a los Consumidores, oportunidad que cont\u00f3 con la participaci\u00f3n de la Organizaci\u00f3n de Consumidores y Usuarios, ODECU.<\/p>\n<p>De acuerdo con lo estipulado por el ministerio, \u201cdicho reglamento tiene por objeto establecer la forma y condiciones de la obligaci\u00f3n de proveedores financieros de analizar la solvencia econ\u00f3mica del deudor antes de contratar un producto de cr\u00e9dito\u201d.<\/p>\n<p>En dicha l\u00ednea, todo esto \u201ccon el fin de velar por el principio de pr\u00e9stamo responsable, donde se promueva un sistema de cr\u00e9dito sostenible evitando el sobreendeudamiento y por ende, el riesgo de caer en morosidad\u201d.<\/p>\n<p>Asimismo, \u201cse proh\u00edbe ofrecer en las Instituciones de educaci\u00f3n superior Contratos de operaci\u00f3n de cr\u00e9dito de dinero que no tengan relaci\u00f3n con la prestaci\u00f3n de servicios educacionales.\u201d<\/p>\n<p>Puedes leer la posici\u00f3n de ODECU en el siguiente documento<\/p>\n<p>[pdf-embedder url=&quot;https:\/\/odecu.cl\/ticketera\/v2\/wp-content\/uploads\/2025\/10\/WhatsApp-Image-2025-10-02-at-20.21.26.jpegwp-content\/uploads\/2022\/03\/Posicion-de-ODECU-de-consulta-ciudadana-sobre-el-Reglamento-Sobre-Analisis-de-Solvencia-Economica-e-Informacion-a-los-Consumidores.pdf&quot; title=&quot;Posici\u00f3n de ODECU de consulta ciudadana sobre el Reglamento Sobre An\u00e1lisis de Solvencia Econ\u00f3mica e Informaci\u00f3n a los Consumidores&quot;]<\/p>\n<p>El documento original puedes encontrarlo en este <a href=\\\"https:\/\/pac.economia.gob.cl\/consultas-ciudadanas\/reglamento-sobre-analisis-de-solvencia-economica-e-informacion-a-los-consumidores\/\\\">link<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Entre el 2 y el 22 de febrero de 2022, el Ministerio de Econom\u00eda realiz\u00f3 una consulta ciudadana sobre el Reglamento Sobre An\u00e1lisis de Solvencia Econ\u00f3mica e Informaci\u00f3n a los Consumidores, oportunidad que cont\u00f3 con la participaci\u00f3n de la Organizaci\u00f3n de Consumidores y Usuarios, ODECU. De acuerdo con lo estipulado por el ministerio, \u201cdicho reglamento [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":10311,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[36,10,48],"tags":[],"class_list":["post-7581","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destacados","category-noticias-odecu","category-participacion-legislativa"],"_links":{"self":[{"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/posts\/7581","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/comments?post=7581"}],"version-history":[{"count":0,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/posts\/7581\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/media\/10311"}],"wp:attachment":[{"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/media?parent=7581"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/categories?post=7581"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/odecu.cl\/ticketera\/wp-json\/wp\/v2\/tags?post=7581"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}